![]() Exclusions: The Target RedCard's 5% discount does not apply to eye exams at Target Optical, Target gift cards, prepaid cards, prescriptions, Shipt membership fees, or gift wrap for purchases.You would need a separate credit card to make purchases elsewhere. Only works at Target: The Target RedCard only works for purchases at Target stores and.Unfortunately, the Target RedCard isn’t a 0% APR credit card, so it does not have an intro balance transfer or purchase APR offer. ![]() ![]() No intro APR: Average credit card interest rates tend to run high, which makes credit cards with introductory APR (annual percentage rate) offers a real deal.If you want to earn cash back or points, a flexible rewards credit card would be a better option. No rewards: Although this credit card offers 5% back on your Target purchases, you don’t earn any rewards from purchases with the Target RedCard.These offers can vary between RedCard holders and may include special items or discounts or early access to certain products.ĭrawbacks to the Target RedCard credit card RedCard exclusive extras: Cardholders receive exclusive offers and gifts.This does not include Target Optical purchases or non-returnable items. Extended return policy: Receive 30 additional days to return products you’ve purchased with your Target RedCard at Target stores or.You may also receive free two-day shipping on eligible items. If you upgrade your shipping method, shipping fees will apply. Free standard shipping: Standard shipping is free on purchases when you pay with your Target RedCard.No annual fee: With a $0 annual fee, it’s easy to save more money without worrying about an annual cost.Plus, cardholders can save 10% on hotel stays booked through until December 31, 2020. If you combine this benefit with offers from Target Circle and other Target cashback secrets, you can save loads of money while shopping at Target. The 5% back also applies to specialty gift card purchases, in-store Starbucks purchases, Target subscription orders, and Shipt deliveries from. Generous savings: Receive 5% off your eligible purchases at Target (in store and online) when you pay with your Target RedCard.Receive 5% off your eligible purchases at Target (in store and online) And you’re more likely to benefit from the increased return time and free shipping on items from. If Target is your preferred store, you can take advantage of the 5% discount every time you shop there. Of course, frequent Target shoppers will get the most value out of the Target RedCard. It won’t cost you anything to have this store card, so infrequent Target shoppers can still hold onto it and use it when needed. The 5% discount applies both online and in-store, so if you make purchases in either location, you’ll likely benefit from having this store card.īecause the Target RedCard has a $0 annual fee, you don’t necessarily need to shop at Target all the time to get value from it. The Target RedCard makes sense only if you shop at Target stores or. Who should get the Target RedCard credit card? In this Target RedCard credit card review:
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